Are Small Business Grants Really a Thing?

Short answer: Yes, but probably not in the way you think.

One of the most common questions we hear at the Maine SBDC is:

“How do I get a grant to start or grow my business?”

It’s an understandable question. During the COVID-19 pandemic, governments distributed billions of dollars in grants to help businesses survive an unprecedented crisis. Those programs created the impression that grants are a common source of funding for small businesses.

Today, that’s rarely the case.

The Reality About Small Business Grants

Most small businesses exist to earn a profit, not to fulfill a charitable or public mission. Because of that, grants for general startup costs, operating expenses, or expansion are uncommon.

When grants are available, they are usually designed for a specific purpose, such as:

  • Developing new technology
  • Creating jobs
  • Improving downtown building facades
  • Improving energy efficiency
  • Expanding into international markets
  • Supporting agriculture or food production
  • Supporting arts and creative projects

Many grant programs are highly competitive and often require businesses to contribute matching funds.

The bottom line: Grants can be valuable, but they should not be your primary strategy for financing a business.

Infographic explaining the reality of small business grants

Where Grants Do Exist

Here are some of the most common opportunities available to Maine businesses.

Research & Innovation

Businesses developing new technologies may qualify for federal SBIR or STTR grants. These programs are highly competitive. The Maine Technology Institute provides matching funds for businesses in specific technology sectors.

Downtown & Facade Improvements

Some municipalities offer grants to improve commercial buildings through Community Development Block Grant programs. Check with your local economic development office to learn what may be available in your community.

Workforce Development

Funding may be available for employee training, apprenticeships, or hiring workers from targeted populations. Resources include your local city or town, the Maine Office of Business Development, and the Maine Community College System.

International Trade

Businesses looking to export products may qualify for financial assistance through the Maine International Trade Center.

Energy Efficiency

Efficiency Maine and other state programs offer incentives for equipment upgrades and renewable energy projects.

Agriculture, Fisheries & Food Systems

USDA and the Maine Department of Agriculture, Conservation and Forestry periodically offer grants to help businesses innovate and improve sustainability.

Disaster Relief

Following federally declared disasters, businesses may be eligible for emergency loans and, in some cases, grants.

Arts & Creative Businesses

Artists and creative businesses can sometimes access project-based grants through state and nonprofit arts organizations.

Accelerators & Pitch Competitions

Maine offers several startup accelerators and business pitch competitions that provide funding, mentoring, and networking opportunities for businesses with strong growth potential.

Infographic showing where small business grants may exist

Where to Start

If you’re looking for grant opportunities, begin with:

Not sure whether a grant is the right fit?

Maine SBDC provides no-cost, confidential business advising to Maine entrepreneurs and small business owners.

Request Advising

Final Thoughts

Grants are real, but they’re the exception, not the rule.

Successful businesses are typically funded through a combination of owner investment, revenue, loans, and strategic financing. If a grant fits your business, it’s a bonus, not a business plan.

Understanding what grants are designed to do will save you time and help you focus on the funding sources most likely to move your business forward.

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